Are You Doing These Three Money Things ‘Wrong’?
Here at Cashflows & Portfolios, now both in early retirement, we enjoy looking back on what might have been as part of lessons learned, but we also are very appreciative…
Managing Sequence of Returns Risk in Retirement
It has been said that timing is everything. When it comes to drawing down your retirement savings, this is very true, and any portfolio drawdown plan when the markets are…
Understanding our Canada Pension Plan for Retirement Income Planning
Understanding our Canada Pension Plan for Retirement Income Planning At Cashflows & Portfolios, we spend a lot of time with many DIY investors as clients striving to understand and optimize…
What we’ve Learned from Early Retirement – So Far!
Over the years of running our respective sites, Joe, as the founder of Million Dollar Journey, and Mark, with his continued labour of love called My Own Advisor, we have (and continue…
Financial Planning by the Decade: A Primer
Financial planning is important at every stage of life and age – for success. We know. We’ve realized our own Financial Independence dreams and at Cashflows & Portfolios, via our…
Should You Invest Like the Canada Pension Plan?
Should you invest like the Canada Pension Plan? The inspiration for this subject and our thoughts for this post was the recent release of the Canada Pension Plan (CPP) Investment…
Is your Retirement Savings Target Really that Low?
Is your retirement savings target really that low? Welcome to a new reading series on this site, Sunday Money, where we aspire to collate some of our favourite personal finance…
How We Manage Our Money – Including Our Seven Figure Portfolios!
Over the years of running our respective sites, Joe as the founder of Million Dollar Journey and with Mark and his continued labour of love called My Own Advisor, we…
Why Some Canadians are NOT Ready to Retire
Why Some Canadians are Not Ready to Retire Debt. Employment insecurity. Fear of getting it wrong. Not knowing how or where to start. We believe some Canadians are simply not…
The Wealthy Barber Review and Giveaway
The all-Canadian personal finance classic book is back – updated and modernized for a younger generation of savers and investors although there is something small for every generation in The…