The Best Free Retirement Calculators
If there is one predominant concern from our readers here at Cashflows & Portfolios, it’s about sound retirement cash flow planning. That’s probably not too surprising. These are some of…
How Much Do I Need to Save to Retire by 60?
How much do you need to save to retire by age 60? Can retirement occur at all despite not really saving for retirement until age 45? Waiting to save for…
How Much Do I Need to Save to Retire by 50?
How much do you need to save to retire by age 50? Could early retirement by age 50 occur using the appreciated value of your home? Is that an option…
How Much Do I Need to Save to Retire by 40?
How much do you need to save to retire by age 40? The simple facts are: if you save early, save often, and invest your money wisely it has the…
Savings by Age – Are You Saving Enough?
Have you considered the amount of cash savings by age you should have? As you navigate through life, it’s probably a given your savings goals will change. Your needs and…
When Should I Start Investing?
Synopsis: One question that we often see, particularly from young people, is “When should I start investing?” This article will review factors such as debt, emergency funds, and a couple…
Carrying a Mortgage into Retirement – An Early Retiree Case Study
Synopsis: The following case study was prepared to demonstrate how investors may consider structuring their asset drawdown plans, including carrying a mortgage into retirement. Thanks to a reader, Adam (changed…
When to Take CPP in Retirement – A Case Study
Synopsis: The following case study was prepared to demonstrate how investors may consider structuring their asset drawdown plans, including when to take Canada Pension Plan (CPP) in retirement. Thanks to…
Build Long-Term Wealth using our Diversified ETF Model Portfolios
Synopsis: This article will provide example ETF model portfolios with a focus on building an ETF portfolio that is both low cost and easy to manage. We will explain the…
Everything You Need to Know about RRSPs
Before we start, as quick reminder, the RRSP contribution deadline for 2021 is March 1, 2021. There are a lot of RRSP questions going around, especially during RRSP season. What…