The Best U.S. Dividend ETFs
Many investors look to Exchange Traded Funds (ETFs) as a way to invest in the U.S. stock market – rightly so – Canada offers only so much in the form…
What is a Robo-Advisor? Are they Right for You?
There have been a host of changes in the financial landscape over the last 10 years, and the rise of the machines of one of them: a Robo-Advisor. What is…
Reader Mail: Can I Retire with a $500,000 RRSP?
Many people feel you need to save a bundle for retirement, and that can be true, depending how much you intend to spend. So, can you retire with a $500,000 RRSP?…
The Best Canadian Dividend ETFs
There are investors out there who prefer investing directly in dividend stocks – we get that. However, we also believe low-cost Exchange Traded Funds (ETFs) can also have a place…
What is a LIRA? Everything You Need to Know about LIRAs and LIFs
Let’s say you’re a lucky Canadian with a workplace pension. At some point, based on that workplace pension, you might own a LIRA and/or need to turn that LIRA into…
Can You Have Too Much in Your RRSP?
Earlier this year, we wrote about everything you need to know about RRSPs including the RRSP contribution deadline. As part of our work with clients this year, when discussing the…
Preserving Wealth – Getting Retirement Income Planning Right
At Cashflows & Portfolios, we’re passionate about preserving wealth, and getting retirement income planning right. That includes being tax efficient as part of our own retirement drawdown plans and helping…
Managing Sequence of Returns Risk in Retirement
It has been said that timing is everything. When it comes to drawing down your retirement savings – this is very true and any draw-down plan when the markets are…
Retirement on a Lower Income using Guaranteed Income Supplement (GIS)
Subscribers to our site will know we’ve covered a few retirement income case studies on our site (we’ll link to those a bit). This one, however, might be the most…
How to Start Investing for Beginners
How to start investing can be challenging for many and there is seemingly so much information to know. It’s also a challenge to figure out who to trust – so…