How Your Side Hustle Can Help You Retire Earlier
As you well know from this site, we love case studies! We enjoy posting case studies since we believe retirement or related retirement drawdown case studies can help people see…
Beat the TSX (BTSX) for Retirement Income
The investing concepts behind Beat the TSX (BTSX) to juice your retirement income are rather simple, but there are some considerations for any investor to ponder before going all-in. In…
ETFs You Should Avoid Buying and Why
At Cashflows & Portfolios, we have stated a few times over that new investors (or even established investors) may want to consider investing in broad market Exchange Traded Funds (ETFs)…
Bonds vs. GICs – Which is Better?
Even for seasoned investors, during times of market volatility, there is a tendency for investors to shift their mindset from capital growth to capital preservation. So, for capital preservation, are…
The Best ETFs in Canada for Building Wealth
New investors (or even established investors) may want to consider investing in broad market Exchange Traded Funds (ETFs) to build wealth. To learn about the best ETFs in Canada for…
What Asset Class Returns are Expected in the Future?
Winners among asset classes keep rotating, in terms of the best returns delivered to investors in any given year, but we were curious to find out what asset class returns…
Does the 4% Retirement Withdrawal Rule Work with Higher Inflation?
The cost of living continues to rise – at the fastest pace in decades. If you want to retire in the coming years, you might be wondering about the impact…
Do you need an RRSP if you have a Defined Benefit Pension?
Whether or not you have a defined benefit pension plan, the Registered Retirement Savings Plan (RRSP) offers two huge benefits in our book: A tax deduction from RRSP contributions made…
How You Can Take Advantage of Inflation
For years, after the Great Financial Crisis (GFC), inflation stayed low – until now. Are there ways to take advantage of inflation? Is some inflation good? How might you invest…
Best GIC Rates in Canada
As you well know, to build wealth, it takes more than savings to compound away to grow your portfolio into something meaningful. That said, keeping cash savings secure or guaranteed in…