How Soon Can You Retire Using Your RRSP?
You’ve been told to use your Registered Retirement Savings Plan (RRSP) to save diligently for retirement. But, how soon can you retire using your RRSP? Might it be better to…
Can you retire using just your TFSA?
The opportunity for Canadians to save and invest tax-free over decades could be considered one of the greatest wonders of our modern financial world. This begs an important question: If…
Best International ETFs in Canada
Using low-cost, diversified Exchange Traded Funds (ETFs) can be a great way for investors to build wealth – including getting international exposure using international ETFs. At least that’s our approach!…
The Best U.S. Dividend ETFs
Many investors look to Exchange Traded Funds (ETFs) as a way to invest in the U.S. stock market – rightly so – Canada offers only so much in the form…
What is a Robo-Advisor? Are they Right for You?
There have been a host of changes in the financial landscape over the last 10 years, and the rise of the machines of one of them: a Robo-Advisor. What is…
Reader Mail: Can I Retire with a $500,000 RRSP?
Many people feel you need to save a bundle for retirement, and that can be true, depending how much you intend to spend. So, can you retire with a $500,000 RRSP?…
The Best Canadian Dividend ETFs
There are investors out there who prefer investing directly in dividend stocks – we get that. However, we also believe low-cost Exchange Traded Funds (ETFs) can also have a place…
What is a LIRA? Everything You Need to Know about LIRAs and LIFs
Let’s say you’re a lucky Canadian with a workplace pension. At some point, based on that workplace pension, you might own a LIRA and/or need to turn that LIRA into…
Can You Have Too Much in Your RRSP?
Earlier this year, we wrote about everything you need to know about RRSPs including the RRSP contribution deadline. As part of our work with clients this year, when discussing the…
Preserving Wealth – Getting Retirement Income Planning Right
At Cashflows & Portfolios, we’re passionate about preserving wealth, and getting retirement income planning right. That includes being tax efficient as part of our own retirement drawdown plans and helping…