RRSP Deadline and Contribution Limit
Before we start, as quick reminder, the RRSP contribution deadline for 2023 is March 1, 2023. Read on! There are a lot of RRSP questions going around, especially during RRSP…
Best GIC Rates in Canada
As you well know, to build wealth, it takes more than savings to compound away to grow your portfolio into something meaningful. That said, keeping cash savings secure or guaranteed in…
New Year Financial Checklist Items
Out with the old, in with the new some say. Welcome to 2023! That said, whatever is old can also be new again with our valuable new year financial checklist…
Our Best Posts of 2022
Wow, where does the time go?? 2023 is around the corner, and with that, we figured we’d share some of our favourite posts from 2022 that really resonated with our…
Top Tax Tips for Retirees
We spend a lot of time on our site helping and talking to many retirees, semi-retirees and Canadians preparing for their financial independence dreams. On that note, as the end…
TFSA vs. RRSP – Why the TFSA wins
A quick search will highlight lots of articles that debate whether it is beneficial to invest inside the Tax-Free Savings Account (TFSA) or use the Registered Retirement Savings Plan (RRSP)…
Be Mindful of these Personal Finance Biases
We’d like to believe we’re all rational, logical, and well-thought-out human beings. Well, that’s a hard no! For today’s post, since we enjoy reading about and learning more about psychology…
When Beat the TSX (BTSX) works and when it doesn’t!
In previous posts on our site, we highlighted the investing concepts behind Beat the TSX (BTSX) to juice your retirement income. In today’s post, we’ll highlight the Beat the TSX…
Beat the TSX (BTSX) for Retirement Income
The investing concepts behind Beat the TSX (BTSX) to juice your retirement income are rather simple, but there are some considerations for any investor to ponder before going all-in. In…
ETFs You Should Avoid Buying and Why
At Cashflows & Portfolios, we have stated a few times over that new investors (or even established investors) may want to consider investing in broad market Exchange Traded Funds (ETFs)…