Have you googled a financial question but can’t get an answer to your specific financial situation? Have you tried all the “free” financial calculators online, but just can’t seem to get the answers that you are looking for? Have you looked into a financial advisor to run some numbers and/or projections for you but you are not willing to pay thousands of dollars? We get it and we don’t blame you.
Instead, we offer an affordable Done-for-You Retirement Projections solution to support your retirement plans – to DIY investors by DIY investors. Learn more about the Done-For-You Retirement Projections service below.
Done-for-You Personalized Retirement Projections using Professional Financial Software
If financial projections and retirement readiness are what you are after, for your educational use, we offer that in a lower-cost model. We use professional financial software (software that we are using for our own retirement readiness) to provide personalized reports to you that answer some questions related to your financial situation such as:
- Do I have enough to retire?
- When can I retire?
- Will I run out of money in retirement?
- What is the most I can spend in retirement?
- How much of a financial legacy can I leave behind?
- Should I take CPP at age 65 or 70?
- How do I minimize OAS clawback?
- Which account (and when) should I withdraw from for the highest tax efficiency and estate value?
Your comprehensive reports will also include graphical financial projections such as:
Summary of Retirement Options
Net Worth Over Time
Sources of Income During Retirement (Drawdown of Accounts!)
Income Tax During Retirement
Optimized Income and Cashflow Tables that Provide Guidelines on How Much to Withdraw from each Account by Year to meet your Retirement Goals
Client Testimonials
We have had great success with clients thus far with an unbeaten streak of happy customers. Here are a few of the many testimonials that we have received:
I am so impressed with the quality of the reports and the thoughtfulness that went into the scenarios. After I filled out the questionnaire, I’d thought of additional details the following morning I should have provided and I’d already had an email in my inbox asking these questions, plus others I hadn’t thought of! Absolutely recommend and great value!
-Emily
Thanks for taking my information, my complexities, including my burning questions about what I can retire on, and providing an unbiased, clear report. Your information helps me better understand my savings and investing ideas, and helps me with my decisions going forward.
-Adam
The experience of working with Mark and Joe on a Retirement Projections Report was a real eye-opener for us. Although early is better than late (to start preparing for retirement) late is better than never. We feel much more empowered to spend the last five years or so in the workplace to really focus on our retirement with the knowledge that we have a foundation that can still be built upon. This process (reviewing your own finances) can be intimidating, but it is so valuable an exercise to go through and the emails and communication were absolutely first rate. Highly recommended!
-Kathleen
I asked Mark and Joe one question: how long will my money last if I spend X amount of money a year? They presented me with a very detailed scenario/projection. However they also analyzed my question further and presented me with a second scenario/projection that would help me even more to succeed financially. Their service is professional and very friendly. I highly recommend their services.
-Thomas
UNLIMITED Support: An Online Financial Discussion Forum to Answer your Questions
We have created an exclusive Membership Area that allows you to ask unlimited financial questions and get personalized answers from us (the founder’s Mark and Joe) and other DIY community members. In addition to the membership forum, this membership gives you access to exclusive downloads (such as sharing any case study projection files).
BONUS: No-Risk Money-Back Guarantee!
We are so confident that you will get value out of our time and support, we are offering you a 30-day 100% no-risk money-back guarantee. Meaning, if for any reason you are not satisfied with our service within 30 days of receiving your report(s), you will get a 100% refund – as simple as that!
Get Started with Cashflows & Portfolios Done-for-You Personalized Retirement Projections!
Get your pressing financial questions answered for peace of mind, save thousands compared to using a financial advisor, and we offer a 100% money-back guarantee. What are you waiting for? Get started by choosing one of the options below:
Gold Projections
Detailed and Personalized Report (s) (up to 2 reports/scenarios): Get answers to key financial questions about your retirement to give you peace of mind. Do I have enough to retire? When can I retire? Will I run out of money in retirement? How much can I spend in retirement?
Retirement Projections: Comprehensive financial projections report that can be tailored to your assumptions, including a schedule showing an estimate of how much to withdraw from each account by year.
Unlimited Support: Access to our online Membership Area for 1 year that allows you to: Ask unlimited financial questions and get personalized answers; Access to exclusive downloads and tools; Get a sneak peek at our 7-figure top portfolio holdings!
Retirement Stress Testing: As one of your three reports, using the worst historical sequence of returns over 10, 20, 30 year time periods, we can and will stress test your retirement ideas and show you what your retirement may look like during long periods of lower market returns.
One-on-One Coaching: Via a 1-hr telephone /video session to coach you through anything financial; make changes to your reports; and/or answer any other financial questions that you may have!
$747*
Platinum Projections (most popular)
Detailed and Personalized Report (s) (up to 3 reports/scenarios): Get answers to key financial questions about your retirement to give you peace of mind. Do I have enough to retire? When can I retire? Will I run out of money in retirement? How much can I spend in retirement?
Retirement Projections: Comprehensive financial projections report that can be tailored to your assumptions, including a schedule showing an estimate of how much to withdraw from each account by year.
Unlimited Support: Access to our online Membership Area for 1 year that allows you to: Ask unlimited financial questions and get personalized answers; Access to exclusive downloads and tools; Get a sneak peek at our 7-figure portfolio top holdings!
Retirement Stress Testing: As one of your three reports, using the worst historical sequence of returns over 10, 20, 30 year time periods, we can and will stress test your retirement ideas and show you what your retirement may look like during long periods of lower market returns.
One-on-One Coaching: Via a 1-hr telephone /video session to coach you through anything financial; make changes to your reports; and/or answer any other financial questions that you may have!
$897*
*plus applicable Sales Taxes. For more complex scenarios, for an additional fee, you can add complexities such as a private corporation, and/or multiple rental properties to the Platinum package.
The Process – As Easy as 1-2-3!
2. Upon payment, we’ll send you a financial intake document to be completed. After which we will set you up with access to our Membership forum.
3. We’ll do an analysis to answer your most pressing questions. For these Gold/Platinum Memberships, we’ll provide an email executive summary, a comprehensive PDF report, and a follow-up coaching call (with Platinum).