Retirement Projections

Financial Questions?

Have you googled a financial question but can’t get an answer to your specific financial situation? Have you tried all the “free” financial calculators online, but just can’t seem to get the answers that you are looking for? Have you looked into a financial advisor to run some numbers and/or projections for you but you are not willing to pay thousands of dollars?

Solution 1: An Online Financial Discussion Forum to Answer your Questions

We are here to help! First, we have created an exclusive Membership Area that allows you to ask unlimited financial questions and get personalized answers from us (the founder’s Mark and Joe) and other members. Our goal is to be a part of your journey in growing your wealth into retirement and beyond. In addition to financial discussion, this membership gives you access to exclusive downloads (like case study projection files), and downloadable tools.

Solution 2: Retirement Readiness using Professional Financial Software

If financial projections and retirement readiness in an educational sense are what you are after, we use professional financial software (software that we are using for our own ideas and retirement readiness), in our value-packed membership options. We offer a detailed report that answers some questions related to your financial situation such as:

  • Do I have enough to retire?
  • When can I retire?
  • Will I run out of money in retirement?
  • What is the most I can spend in retirement?
  • How much of a financial legacy can I leave behind?
  • Should I take CPP at age 65 or 70?
  • How do I minimize OAS clawback?
  • Which account (and when) should I withdraw from for the highest tax efficiency and estate value?

Your report will also include graphical financial projections such as:

Summary of Retirement Options

Net Worth Over Time

Sources of Income During Retirement (drawdown of accounts)

Income Tax During Retirement

Optimized Income and Cashflow Tables that Provide Guidelines on How Much to Withdraw from each Account by Year to meet your Retirement Goals

Solution 3: One-on-One Telephone Financial Coaching

If you want that extra little bit of help with a personal touch, then our one-on-one virtual coaching is for you. We offer this in the platinum membership (see below) where we can coach you through your Retirement Projections Report and/or any other financial topics. With one-on-one coaching, you can ask us anything! If you would like one-on-one financial coaching on its own, contact us and we will make it happen!

Client Testimonials

We have had great success with clients thus far with an unbeaten streak of happy customers. Here are a few of the many testimonials that we have received:

I am so impressed with the quality of the reports and the thoughtfulness that went into the scenarios. After I filled out the questionnaire, I’d thought of additional details the following morning I should have provided and I’d already had an email in my inbox asking these questions, plus others I hadn’t thought of! Absolutely recommend and great value!

-Emily

Thanks for taking my information, my complexities, including my burning questions about what I can retire on, and providing an unbiased, clear report. Your information helps me better understand my savings and investing ideas, and helps me with my decisions going forward.

-Adam

The experience of working with Mark and Joe on a Retirement Projections Report was a real eye-opener for us. Although early is better than late (to start preparing for retirement) late is better than never. We feel much more empowered to spend the last five years or so in the workplace to really focus on our retirement with the knowledge that we have a foundation that can still be built upon. This process (reviewing your own finances) can be intimidating, but it is so valuable an exercise to go through and the emails and communication were absolutely first rate. Highly recommended!

-Kathleen

I asked Mark and Joe one question: how long will my money last if I spend X amount of money a year? They presented me with a very detailed scenario/projection. However they also analyzed my question further and presented me with a second scenario/projection that would help me even more to succeed financially. Their service is professional and very friendly. I highly recommend their services.

-Thomas

Bonus: No-Risk Money-Back Guarantee!

We are so confident that you will get value out of our time and support, we are offering you a 100% no-risk money-back guarantee. If for any reason you are not satisfied you will get a 100% refund – as simple as that!

Get Started with a Cashflows & Portfolios Membership

Get your pressing financial questions answered for peace of mind, save thousands compared to using a financial advisor (our Gold package below starts at only $447!), and we offer a 100% money-back guarantee. What are you waiting for? Get started by choosing one of the Membership options below:

Bronze Membership

Discussion Forum: Access to our online Membership Area for 1-year that allows you to: Ask unlimited financial questions and get personalized answers; Access to exclusive downloads and tools; Get a sneak peek at our 7-figure top portfolio holdings!

A Detailed and Personalized Report (up to 2 reports/scenarios): Get answers to key financial questions about your retirement to give you peace of mind. Do I have enough to retire? When can I retire? Will I run out of money in retirement? How much can I spend in retirement?

Retirement Projections: Comprehensive financial projections report that can be tailored to your assumptions, including a schedule showing an estimate of how much to withdraw from each account by year.

Retirement Stress Testing: Using the worst historical sequence of returns over 10, 20, 30 year time periods, we can and will stress test your retirement ideas and show you what your retirement may look like during long periods of lower market returns.

One-on-One Coaching: Via a 1-hr telephone /video session to coach you through anything financial; we can answer any other financial questions that you may have!

 

Gold Membership

Discussion Forum: Access to our online Membership Area for 1-year that allows you to: Ask unlimited financial questions and get personalized answers; Access to exclusive downloads and tools; Get a sneak peek at our 7-figure top portfolio holdings!

Detailed and Personalized Report (s) (up to 2 reports/scenarios): Get answers to key financial questions about your retirement to give you peace of mind. Do I have enough to retire? When can I retire? Will I run out of money in retirement? How much can I spend in retirement?

Retirement Projections: Comprehensive financial projections report that can be tailored to your assumptions, including a schedule showing an estimate of how much to withdraw from each account by year.

Retirement Stress Testing: Using the worst historical sequence of returns over 10, 20, 30 year time periods, we can and will stress test your retirement ideas and show you what your retirement may look like during long periods of lower market returns.

One-on-One Coaching: Via a 1-hr telephone /video session to coach you through anything financial; we can answer any other financial questions that you may have!

 

Platinum Membership

Discussion Forum: Access to our online Membership Area for 1-year that allows you to: Ask unlimited financial questions and get personalized answers; Access to exclusive downloads and tools; Get a sneak peek at our 7-figure portfolio top holdings!

Detailed and Personalized Report (s) (up to 3 reports/scenarios): Get answers to key financial questions about your retirement to give you peace of mind. Do I have enough to retire? When can I retire? Will I run out of money in retirement? How much can I spend in retirement?

Retirement Projections: Comprehensive financial projections report that can be tailored to your assumptions, including a schedule showing an estimate of how much to withdraw from each account by year.

Retirement Stress Testing: Using the worst historical sequence of returns over 10, 20, 30 year time periods, we can and will stress test your retirement ideas and show you what your retirement may look like during long periods of lower market returns.

One-on-One Coaching: Via a 1-hr telephone /video session to coach you through anything financial; we can answer any other financial questions that you may have!

 

*plus applicable Sales Taxes. Price subject to adjustment for more complex financial scenarios (ie. private corporations, multiple rental properties, Smith Manoeuvre). Adding your spouse (if applicable) can help integrate pension and expense splitting.

 

 The Process – As Easy as 1-2-3!

1. Contact us about your Membership of choice (Bronze/Gold/Platinum) and we’ll send you an invoice.

2. Upon payment, we’ll send you a financial intake document to be completed. After which we will set you up with access to our Membership forum.

3. We’ll do an analysis to answer your most pressing questions. For Gold/Platinum Memberships, we’ll provide an email executive summary, a comprehensive PDF report and a follow-up coaching call (with Platinum).